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Health & Welfare - Weekly Income Disability Benefits

Occupational and non-occupational weekly income disability are additional benefits provided by your health & welfare coverage.  Depending upon which plan you are enrolled in, you may be paid a weekly benefit if you become totally disabled as the result of an accident or illness.  The weekly amount for each plan is listed in the Summary of Benefits.

A disability is considered occupational if it is due to bodily injury or sickness which is covered by a Worker's Compensation Act or similar legislation.  A disability is considered non-occupational if it is not the result of any injury or illness sustained while engaged in any occupation for wage or profit.  Please see the Summary Plan Description for details.

Who's Eligible

To be considered for occupational disability benefits you must meet all of the following criteria: 

  • Currently eligible under a Plan covering active participants; and

  • Continuously eligible for 24 of the 60 months immediately preceding your disability; and

  • Incurred the disability while working for an employer contributing to the Plan.

To be eligible for non-occupational disability benefits you must be eligible under a Plan covering active participants on the date your disability begins.

Disability benefits are not available under retiree or COBRA self-pay health & welfare plans. 

Please review the Summary Plan Description for details.

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