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Legal
How It Works
Participating employers make contributions for each participant
according to their collective bargaining or special agreement.
These contributions are either an hourly or a flat monthly rate.
Benefits
In a nutshell, the Legal Plan:
- Pays a portion of your legal fees
- Connects you with
participating attorneys for advice
-
Negotiates with participating attorneys to provide legal services
at a reduced rate
Legal Plan benefits are based on an
hourly rate of $125. Should you choose an attorney
(participating or non-participating) that charges above $125 per
hour, you are responsible for all of the amount in excess of
$125 per hour.
|
Plan A |
Plan
B |
|
Pays
95% of $125/hour |
Pays
65% of $125/hour |
|
Annual maximum of
$7,500 |
Annual maximum of
$5,000 |
Maximum benefit per
case of
$10,000 |
Maximum benefit per
case of $8,000 |
While the legal benefits are
broad in coverage, the Plan does not pay for all expenses that may
be incurred with a legal matter . Please review the
Summary Plan Description
for a detailed
explanation of your benefits. Charges exceeding the Plan's
benefits are your responsibility, as are charges for legal services
not covered by the Plan.
What's Covered
The plan is designed to provide legal
assistance in the handling of your personal matters. Many legal services are covered, but there are
some exclusions, for example:
|
Covered |
Not
Covered |
|
Legal consultation |
Legal
services for your business |
|
Preparation
of wills, powers of
attorney, etc. |
Suits
against your employer, the Union,
or the Trust
Funds |
|
Divorce (limited to covered
participant) |
Worker's
compensation cases |
|
Civil litigation |
Parking
violations
Tax Preparation |
|
Criminal
litigation |
|
Purchase or sale of primary
residence |
This is a partial list, be sure to
review the
Summary Plan Description for additional exclusions and limitations
before you use legal services.
In addition, there are consecutive year or yearly period limitations
in the use of the Plan for certain legal matters such as family law,
felony, misdemeanor and traffic infraction cases.
Who's Eligible
Please see
Who's Eligible
for an overview of eligibility.
For detailed eligibility information, See Part C - Eligibility Rules
in the Summary Plan Description
Using Legal
Services
Please see
Filing a Claim
for
instructions on how to use the Plan and file your claim.
The information
contained on this website is intended to be a summary only. In
case of a difference, actual Plan Provisions will apply.
Always refer to your Plan Booklet for details.
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