IBEW Local 1547 Alaska Electrical Trust Funds Alaska Chapter NECA
 

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Anchorage, AK 99503

 

The information contained on this website is intended to be a summary only.  In case of a difference, actual Plan Provisions will apply.  Always refer to your Summary Plan Description for details.

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Legal

How It Works

Participating employers make contributions for each participant according to their collective bargaining or special agreement.  These contributions are either an hourly or a flat monthly rate.

Benefits

 In a nutshell, the Legal Plan:

  • Pays a portion of your legal fees
  • Connects you with participating attorneys for advice
  • Negotiates with participating attorneys to provide legal services at a reduced rate

Legal Plan benefits are based on an hourly rate of $150.  Should you choose an attorney (participating or non-participating) that charges above $150 per hour, you are responsible for all of the amount in excess of $150 per hour.

 Plan A  Plan B
 Pays 95% of $150/hour  Pays 65% of $150/hour
 Annual maximum of $9,000  Annual maximum of $6,000
 Maximum benefit per case of 
 $12,000
 Maximum benefit per case of $9,600

While the legal benefits are broad in coverage, the Plan does not pay for all expenses that may be incurred with a legal matter .  Please review the Summary Plan Description for a detailed explanation of your benefits.  Charges exceeding the Plan's benefits are your responsibility, as are charges for legal services not covered by the Plan.

What's Covered

The plan is designed to provide legal assistance in the handling of your personal matters. Many legal services are covered, but there are some exclusions, for example:

Covered

 Not Covered

 Legal consultation

 Legal services for your business

 Preparation of wills, powers of
  attorney, etc.

 Suits against your employer, the Union,
 or the Trust Funds

 Divorce (limited to covered
  participant)

 Worker's compensation cases

 Civil litigation

 Parking violations

 Tax Preparation

 Criminal litigation

 Purchase or sale of primary
  residence

This is a partial list, be sure to review the Summary Plan Description for additional exclusions and limitations before you use legal services.  In addition, there are consecutive year or yearly period limitations in the use of the Plan for certain legal matters such as family law, felony, misdemeanor and traffic infraction cases.

Who's Eligible

Please see Who's Eligible for an overview of eligibility.  For detailed eligibility information, See Part C - Eligibility Rules in the Summary Plan Description

Using Legal Services 

Please see Filing a Claim for instructions on how to use the Plan and file your claim.

The information contained on this website is intended to be a summary only.  In case of a difference, actual Plan Provisions will apply.  Always refer to your Plan Booklet for details.

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