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701 E. Tudor
Suite 200
Anchorage, AK 99503

 
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Legal - Frequently Asked Questions

How do I find out if I'm eligible to use the Legal Plan?

You may call the Administrative Office at (907) 276-1246 and request a Legal Representative to confirm your eligibility.  Please see Who’s Eligible for an overview of eligibility or Part C – Eligibility Rules of the Summary Plan Description for detailed explanation.

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Can my spouse or children use the Legal Plan?

Yes, the Plan covers personal legal expenses for you, your spouse, or a qualifying dependent child.  See Who’s Eligible for an overview of eligibility or Part C – Eligibility Rules of the Summary Plan Description for detailed explanation.

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I need to have a will prepared, is this covered by the Plan?

Yes.  Will preparation and estate planning are covered matters.

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Why are there exclusions from Plan benefits?

To remain as a qualified plan under the Internal Revenue Code, the Legal Plan may only provide legal services for your personal legal affairs and those of your immediate family.  Business ventures, for example are excluded from coverage.  An overview of other exclusions are listed at What's Covered section of Legal Plan main page.  Please review the Exclusion Section of the Summary Plan Description for a detailed listing of exclusions.

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What forms do I need to fill out?

The participant will need to complete the Participant’s Statement form in order to process a legal claim.  A participating attorney will have the Attorney’s Intake form the attorney needs to fill out.  Should you retain a non-participating attorney, you must contact the Administrative Office before your appointment to request the necessary documents be forwarded to your attorney.  The Administrative Office will also contact your attorney to pre-authorize the case.

Remember - a billing must be received by the Administrative Office within 1 year from the date of service!!

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How long do I have to file a claim?

A claim must be submitted to the Administrative Office within 1 year from  the actual date the services were provided or costs incurred.  Billings submitted after the 1 year time period will not be paid.  See the Summary Plan Description for further information.

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Can I continue my coverage if I terminate my employment?

Yes.  If your coverage ceased due to termination of employment or reduction in hours, the Administrative Office will send a termination notice.  Coverage can be continued for up to 18 months following the last month you were eligible.  In the event of your death, your spouse may continue coverage. As of January 1, 2001, retirees may continue their coverage under the retiree provision if they meet the eligibility requirements.  See the Summary Plan Description for further information.

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