Health & Welfare -
Weekly Income Disability Benefits
Occupational and non-occupational weekly income disability are
additional benefits provided by your health & welfare coverage.
Depending upon which plan you are enrolled in, you may be paid a weekly
benefit if you become totally disabled as the result of an accident or
illness. The weekly amount for each plan is listed in the
Summary of Benefits.
A disability is considered occupational
if it is due to bodily injury or sickness which is covered by a Worker's
Compensation Act or similar legislation. A disability is considered non-occupational if it
is not the result of any injury or illness sustained while engaged in
any occupation for wage or profit. Please see the
Description for details.
To be considered for occupational disability benefits
you must meet all of the following criteria:
Currently eligible under a Plan
covering active participants; and
Continuously eligible for 24 of the 60 months
immediately preceding your disability; and
Incurred the disability while working
for an employer contributing to the Plan.
To be eligible for non-occupational disability benefits you must
eligible under a Plan covering active participants on the date your
Disability benefits are not available
under retiree or COBRA self-pay health & welfare plans.
Please review the
Summary Plan Description for details.