When you are enrolled into the Retiree Health
& Welfare Plan and you or your spouse are eligible for
Medicare coverage, you must enroll in both Parts A and B
Medicare is health insurance for people age 65 or older, under
65 with certain disabilities, and any age with end-stage renal
disease (permanent kidney failure treated with dialysis or a
Medicare Part A
Insurance) helps cover inpatient care in hospitals, skilled nursing
facilities, hospice and home health care services. You
usually don’t pay a monthly premium for Part A coverage if
you or your spouse paid Medicare taxes while working. This
is called “premium-free Part A.”
Medicare Part B
Insurance) helps cover medically necessary services like doctors’
services, outpatient care, home health services, other
medical services and some preventive care. You pay the Part
B premium each month.
The Fund will automatically adjust your retiree
contribution when the retiree or covered spouse becomes
Medicare eligible (currently age 65 for most retirees).
If you or your covered spouse becomes eligible for
Medicare prior to age 65, please notify the
Administrative Office promptly.
If you are eligible for Medicare, your benefits under the Retiree
Medical Plan(s) will be processed and paid as though you are
enrolled in both Medicare Parts A and B. If you have not enrolled,
you could incur significant uncovered out-of-pocket expenses.
If you have questions about your eligibility for Medicare
Part A or Part B, or if you want to apply for Medicare, please call
Social Security at (800) 772-1213 (toll-free) or (800) 325-0778
(TTY); or visit or call your local Social Security office.