Each calendar year (January 1– December 31), you pay an annual deductible before the Plan begins paying medical benefits. For example, if your deductible is $500, the Plan will begin paying benefits for covered services after you’ve paid the first $500 of allowable expenses.

■ Know your annual deductible amount. See your Plan details on aetf.com: click Health & Welfare, then Medical, then Deductibles and Co-Payments.
■ For families, the Plan pays benefits for each individual as soon as he or she has met the per-person deductible.

When the family deductible is met, the Plan pays benefits for all family members, even those who haven’t met the perperson deductible.

No deductible is required for recommended preventive care services, Wellness & Minor Care program services, Coalition Health Center services, and allowable dental care, vision services, or prescription drugs.

To keep track of how much of the deductible you’ve paid year-to-date, log into your account on Participant Edge (create one if you haven’t already done so). You’ll also see it listed on the Explanation of Benefits (EOB) statements you receive after you get care.