Life Happens: Make Benefit Changes When It Does

Did you know that certain life events like these allow you to make midyear changes to your benefits? ■ You get married or divorced ■ You have a baby or adopt a child ■ Your spouse’s or dependent’s other coverage changes Generally, you’ll need to complete a new enrollment form and submit it to the […]

Ask for a PPO: Keep Your Money in Your Pocket

If you use a non-PPO facility for services that are available at a PPO facility, you will pay more. Here’s why: ■ The amount the Plan pays a facility (for example, a hospital or surgery center) for covered services (the “allowed amount”) is the PPO rate or 50% of the charges. ■ The Plan’s PPOs […]

Virtual Care Q&A: Why Choose Virtual Health Care?

Virtual care lets you talk with a health care provider by phone or video, instead of going to a doctor’s office. It’s convenient, reduces exposure to others when contagious, and can provide effective care (including prescriptions sent to your pharmacy) for many non-urgent health concerns. What kinds of common issues are appropriate for virtual care? […]

Support Saves Lives: Depression Is Treatable, Suicide Is Preventable

Suicide is a leading cause of death in the U.S., affecting people of all ages and backgrounds. Tragically, the suicide rate in Alaska is double the national average, and the rate for American Indian and Alaska Native people is twice that. For young adults in Alaska, the suicide rate is exponentially higher than it is […]

Boost Your Immunity: Find Out What Works…and What Doesn’t

A strong immune system can help you stay healthy throughout the fall and winter. Think you know how to boost your immunity? Read on to see if you can separate fact from fiction Annual checkups and preventive screenings protect your immunity. FACT. Early detection, treatment, and monitoring of conditions like high blood pressure, high cholesterol, […]

When Use Becomes Misuse: A Guide to Substance Use Disorder

Substance Use Disorder (SUD) is a medical condition where a person loses control over their use of alcohol, drugs, or medications, despite harmful consequences. It is NOT a moral failing, lack of willpower, or simply a “bad habit.” With professional treatment, people can recover and lead healthier lives. What are the warning signs? Frequent cravings, […]

Health Crisis? Be Prepared

From Burns to Chest Pains, Know Where to Go A health crisis can range from waking up with a rash, to getting cut while chopping vegetables, to sudden chest pains. Choose the best type of care for the situation to save money and time. When it’s not urgent (flu, rashes, digestive problems, etc.) ■ Have […]

Mental Health, Made Simple

Thrive Through Wellness You don’t have to wait for a crisis to talk to a counselor. In fact, getting support for life’s smaller struggles— like stress at work, relationship tension, or low self-esteem—can make a big difference. Talking to a therapist can help you feel more in control, improve your emotional resilience, and prevent future […]

Think You’re Too Young for a Heart Attack?

Think Again…All Ages Are at Risk